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Building a claim-ready inventory

Photos, descriptions, replacement values, dated entries. The four things insurers always ask for.

Updated 2026-06-03

Insurers and BGRS/Sirva will ask for four things when you claim. PostingPal helps you have all four ready before you need them.

1. A photo of every item

The photo is your proof of ownership and condition. Add one even for cheap items — a missing photo is the most common reason claims get questioned.

2. A clear description

Brand, model, and a couple of distinguishing details. The AI writes a good first draft; add anything that would help an adjuster picture the item.

3. A replacement value in CAD

Replacement value means what it would cost to buy the same (or equivalent new) item today. PostingPal's AI estimates this, but for big-ticket items you should keep a separate appraisal.

4. A purchase date when possible

Not required, but speeds up depreciation calculations. The CSV and PDF both include the field.

Recommended workflow before a posting

1. Import or photograph everything. 2. Run Audit prices with AI to catch obvious value errors. 3. Generate the insurance-claim PDF and save a copy outside PostingPal (email it to yourself, store in cloud drive). 4. Tag everything with the correct shipping mode. 5. Re-generate the PDF the week before the movers arrive.

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